AI engagement
The debtor starts with a natural conversation, not a long static form.
Consumer proposals
Consumer proposal files, prepared before the LIT conversation.
From first enquiry to evidence, banking, professional review, Statement of Affairs, acceptance, signing and structured handoff — one connected debtor journey.
Consumer ProposalLIT workflowForm 65E-signadministration-ready handoff
Flagship debtor journey
See one file come together.
The The debtor demo is a deterministic end-to-end Consumer Proposal story built on real FastDox records, with debtor, staff and LIT perspectives crossing over throughout.
Smart onboarding
Questions and evidence requirements change based on her answers.
Evidence
Payslip, ID, bank and creditor evidence are requested, uploaded and analysed.
Banking
Three months are analysed for income, spending, recurring and creditor payments.
LIT preparation
The professional brief brings together financials, evidence, banking and exceptions.
Professional decision
System calculations support the review; James Wilson, LIT records the decision.
SOA & Form 65
The regulatory preparation is largely populated from what has already been collected.
Acceptance & signing
LIT approval, debtor acceptance and signature remain separate auditable states.
Handoff
14/14 readiness checks precede the simulated downstream handoff.
Evidence-led
What the debtor says is not automatically treated as the answer.
FastDox keeps debtor-declared, document-observed, bank-observed and staff-reviewed information separate. Differences become review work, not silent overwrites.
- CIBC declared C$16,000
- Creditor statement observed C$16,250
- Banking identified a recurring payment
- Staff retained the reviewed C$16,000 value
Professional boundary
Prepared by technology. Decided by the trustee.
The solution comparison is labelled as a system calculation. The Consumer Proposal decision is explicitly recorded by the LIT. Debtor acceptance and signature are separate again.
State
Who
Example
Status
System calculation
FastDox
Bankruptcy vs proposal
Prepared
Professional decision
James Wilson, LIT
Consumer Proposal
Approved
Debtor acceptance
Debtor
C$350 × 60
Accepted
Signature
Debtor
Terms version 2
Signed
See it on your workflow
See the full Consumer Proposal journey in one guided presentation.
We can then map the same approach against your current intake, LIT review and administration process.